Types of Supplemental Insurance


MoneyTips

You may think you have all the insurance you could possibly need to cover your healthcare expenses, but are you certain about that? Do your policies cover every catastrophic life event that could befall you? Check your current insurance policies — you will be surprised to discover what is not covered! If that’s the case, you may be a prime candidate for supplemental insurance.

What is supplemental insurance?

Designed to work in tandem with other forms of health insurance coverage — such as accident, sickness and injury — supplemental insurance helps fill in the gaps in your primary insurance. Generally speaking, young couples with children, those who are self-employed, low-income households or people on Medicare are strong candidates for supplemental insurance.

Just about any medical condition or situation imaginable can be covered by supplemental insurance. Some plans will cover your costs for preventive medical care, while others will pay f…



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