Workers Compensation 101


Workers’ Compensation is a program designed to compensate workers that are injured because of job-related activities or the job environment. The compensation covers several areas of expense.

  • Medical Treatment – This includes emergency care and follow-up treatment, as well as any required rehabilitation and corresponding transportation costs.

  • Lost Wages – Compensation for your lost working time is usually reimbursed at two-thirds of the average weekly earnings for up to two years.
  • Further Compensation – Situations such as a permanent impairment, retraining costs (if you can no longer perform your current job), or death benefits in case of fatality will increase the compensation to you (or in the last case, to your dependents).

Workers’ compensation laws vary by state, so the details on …

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